The Top Two New Year’s Retirement Resolutions

I want to start this week’s Hidden Wealth Review by wishing you a Happy New Year! This year, I want to help you jump start your New Year’s Retirement Resolution. I want to do this by teaching you about the five greatest retirement T.R.A.P.S. T.R.A.P.S. is an acronym from my book, The Baby Boomer Retirement Breakthrough, the Unfair Advantage to a Safe & Secure Retirement. Over …

Rethinking Retirement; Don’t Miss This

I want to start this week’s Hidden Wealth Review by wishing you a Merry Christmas as we celebrate the true meaning of the season. There is much to celebrate. Right now, it’s very important to take the time to rethink your retirement. Even though we’re celebrating with family and friends, this downtime is a great opportunity to reflect and re-calibrate your retirement. …

90% of Your Wealth Depends on This

In this week’s Hidden Wealth Review, I teach that 90% percent of your wealth depends on one thing, asset allocation. What makes asset allocation so dangerous is its timing. If you don’t believe me, just ask those who lost 50% (or more) in 2000, 2001, 2008 or 2009 about the impact of asset allocation. Your asset allocation model must support properly allocating your assets …

Get the IRS Out of Your RMD

In this week’s Hidden Wealth Review, I teach that, if you are a Baby Boomer with over $200,000 saved in IRAs, you are facing what I call the Required Minimum Distribution Dilemma. Required Minimum Distributions (RMDs) are a ticking tax time bomb that I can teach you how to avoid. If you’re already paying RMDs or you are about to start paying them, you need …

Warning: End of Year Market Drop!

In this week’s Hidden Wealth Review, I teach that the first major winter holiday has passed and we are now in a full-fledged retirement transition. The first Baby Boomers must take their Required Minimum Distributions (RMDs) by the end of the year. Those who must take RMDs and do not do so before the start of 2017 must pay a 50% penalty! Don’t be …