welcome to the hidden wealth solution


Build Your Retirement Roadmap • Optimize Your Income & Assets • Secure Your Financial Legacy

Retirement Doesn’t Have To Be Confusing…

With all of life’s joys come financial challenges that can be overwhelming at times.

  • ZHow can I lower my risk and increase my returns?
  • ZHow can I organize and simplify my financial life?
  • ZHow can I maximize the top tax savings strategies?
  • ZHow do I maximize Social Security benefits?
  • ZWhat are the most cost effective ways to obtain long-term care?
  • ZHow soon can I secure and reach retirement?
  • ZHow can I prevent my retirement from being reduced?
  • ZWhen and how should I take my pension?
  • ZWhen and how should I help my aging parents?
  • ZHow can having my own business save taxes in retirement?

GAIN Clarity, DIRECTION & Confidence.

Thinking about your thinking

Comprehensive Retirement Planning Management with Asset & Income Optimization

Learn how you can remove retirement uncertainty by de-risking your retirement with market correction and tax protection.

Take action NOW to prepare, prevent & protect YOUR retirement!

Who we are

About Us

Chuck Oliver and his Wealth Architect Team educate Baby Boomers and retirees through a unique holistic and comprehensive planning process called – The Hidden Wealth Solution – which educates Baby Boomers and retirees on how to optimize their assets and maximize their income for retirement.

The Hidden Wealth Solution has been in business for 25 years helping Baby Boomers and retirees in three key focus areas: asset optimization, income maximization and tax elimination.

We are recognized in the financial planning and insurance industry as being in the top 1% of advisors worldwide. Our firm and partners carry an extensive list of licenses in comprehensive retirement planning.

These liscenses consist of a tax savings practice specialty led by CPAs with Certified Tax Master designations.

As a fiduciary, our team carries licenses in securities with institutional money management led by our Chief Investment Advisor who was named Economist of the Year in 2008. Our institutional portfolio team is comprised of Chartered Financial Analysts (CFAs), Certified Financial Planners (CFPs) and Ph.Ds.

Our team also consists of licensed insurance experts with advanced tax-free insurance planning as well as Certified Mortgage Planning designations, state lending licenses, real estate licenses and a direct member with one of the top private equity firms internationally.

For over two decades, The Hidden Wealth Solution team has helped people get their retirement accounts safe and has provided peace-of-mind for its clients. Our clients no longer lose sleep from worrying about their retirement or the fear of losing their accumulated wealth savings to taxes or the stock market.

Gain the direction, confidence and capability to make more, keep more and to pass more!

Imagine, a Personal Wealth CFO who enables you to discover and uncover your hidden wealth with ongoing optimization.

What we do

Our Proven Solutions

Using a variety of specialized strategies, we build wealth creation & preservation solutions customized to each client and their own unique circumstances.
You worked hard for your money; let us teach you how we work even harder to protect it.


Have a proven, safe-savings solution and protect your retirement from taxes, market losses and inflation.


Learn how you can S.T.O.P. unnecessary taxes on your retirement and keep your IRAs from becoming IOUs to the IRS.


Learn how you can free your retirement from taxes and enjoy higher spendable retirement income.


Cost of living increases, claiming age, marital status and work history all complicate Social Security claiming strategies. We make it easier.


You’ve worked a lifetime to accumulate your wealth. Let us help you leave a legacy that’s important to you and protects those that matter most.


Stop worrying about ever losing your retirement to the stock market with our market loss protected plans.

request your s.t.o.p. analysis!

Learn how you can (S.T.O.P.) unnecessary taxes on your retirement and keep your IRAs from becoming IOUs to the IRS!

Request Your Saving Tax Optimization Plan (S.T.O.P.) Analysis & receive our easy to read, time sensitive,
2020 Retirement & Your Taxes Guide.









A message from our founder

I like to compare retirement planning to climbing Mount Everest. In climbing this mountain, more people are lost coming down from the summit than on the way up the mountain. The same can be said for retirement planning. There’s a lot of diligent planning that goes into accumulating money for retirement (going up the mountain) but, there’s very little planning done on distributing that accumulated money once someone is actually retired (coming down the mountain).

I want to teach you not just how to plan for retirement, I want to teach you how to plan at retirement. In other words, don’t just get to retirement, get through retirement. With the threat of astronomic tax rates, trade wars, volatile stock markets and rising interest rates, the time to learn is now!”

Charles Oliver

Founder, The Hidden Wealth Solution

Hidden Wealth Radio

Each weekend, tune into Chuck’s broadcast on Hidden Wealth Radio.

Chuck discusses up to date information that provides direction and key strategic insights to help Baby Boomers and retirees thrive in retirement.

Find a station or browse through our archives and learn how to discover and uncover your Hidden Wealth in the areas of tax savings optimization as well as retirement income & asset maximization!

Webinars & Events

Our new educational webinar addresses protection from the coronavirus (COVID-19) market, the impact of the economic stimulus and the upcoming election. These already are or will be, making the economy unstable.

Those who attend this event will receive a digital copy of Chuck Oliver’s latest book, The Baby Boomer Retirement Breakthrough-The Unfair Advantage to a Safe and Secure Retirement.

Video Center

Our retirement video library contains a collection of quick and easy-to-understand tutorials that educate you on key strategies for wealth creation and preservation.

It’s never too late to learn how to optimize retirement income and assets!

educational retirement books

Books written by Chuck Oliver on building a retirement roadmap, maximizing your income and assets with tax-free benefits and planning ahead to ensure a financially secure retirement.

  • Saving Tax Optimization Plan = S.T.O.P Over-Paying Taxes
  • Personal Protected Pension Plan
  • The Business Owner Protected Pension Plan
  • Game Changers
  • Power Principles for Success
  • The Baby Boomer Retirement Breakthrough
  • What to Do at 62
  • My Debt Into Wealth


Discover and define your Investor Risk Tolerance and take the guesswork out of your financial future while taking less risk and earning more return.


Hidden Wealth Blog

Investing in your retirement through learning has proven a lifetime of positive results. We encourage Baby Boomers and Retirees to increase their knowledge in the areas of retirement and taxes.

Read through our blog and discover insights on how to protect and grow your retirement.

Our clients


My only regret is that I didn’t hear about The Hidden Wealth Solution years ago. It is the most incredible vehicle for generating retirement income I have ever seen. The plan has doubled the amount of cash flow I originally had before getting into the program. I have placed my daughter in the program and talked friends into doing the same!

David T.

Retired Principle

Chuck Oliver and his team at The Hidden Wealth Solutions have been invaluable in changing my financial situation for the best this year. They have gone above and beyond my expectations and best of all they have put my mind at ease about the future.

Barbara R.

Enfield, CT

Chuck, Devin and the entire supporting team at “The Hidden Wealth Solution” are truly competent and inspire trust that is so rare in the financial services industry.

Celia D.

Orlando, FL

If you have funds from IRA’s, retirement funds, savings, etc. You really need to try to get on Chuck’s list. I know they are selective in who they take – hopefully you will qualify- they are great people to work with and my returns have been much better than I expected!

Mike E.

Lake Mary, FL


Save a seat in Chuck Oliver’s educational wealth protection webinar where you can learn how to optimize your assets and create a tax-advantaged lifetime retirement income along with a tax-free legacy.