Where Will Your Retirement Be in 2023?

by | Hidden Wealth Reviews

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In this week’s Hidden Wealth Reviews, I discuss an article in Barron’s by Jacob Soenshine. The author comments that investors should stop worrying about what The Fed is doing and focus instead on the effect that falling prices will have on profit margins. Profit margin impacts the companies that you and I have in our portfolios to support our retirement income. Earnings season has just started and predictions reflect as much as another 20% plus drop in the stock market. The time to see where your retirement can be is now!

Many people have a dream that, later this year, The Fed will stop the interest rate increases and the stock market will stabilize. However, lower inflation means smaller price increases, which negatively impacts a company’s sales. The Fed is also trying to rein in price increases by cutting into demand. Reduced business sales are likely to impact profit margins. Lower sales obviously make businesses less profitable.

Right now, all the emphasis is on The Fed and what it’s doing. This Tuesday, at my Wealth Protection Webinar I will teach you how to forget about The Fed and how you can use our tax-free indexing strategy to take advantage of a choppy market and to eliminate unnecessary taxes. Learn how you can protect yourself against the five biggest threats to your retirement.

Click Here to learn about the five biggest retirement threats shared by retirement educator Pamela Yellen.
  1. 2023 recession. In 2022, the stock market (and most retirement accounts) lost 20% of their value. Economists surveyed by Bloomberg see a 70% chance of a recession in 2023. It’s very likely things will get worse before they get better.
  2. High interest rates. Interest rates are at a 15 year high. They will likely climb higher as The Fed continues to raise interest rates.
  3. Outdated retirement withdrawal advice. The old “4% rule,” which suggests that you can safely withdraw 4% from your retirement account each year, is no longer valid. The current recommended annual withdrawal rate is just 2.8%. if you had a $1 million nest egg, 2.8% would provide you with only $28,000 a year. That’s not much of a retirement income.
  4. Postponing taxes until retirement. If you have an IRA or a 401(k), you were probably told those are good ways to lower your taxes. These government-controlled retirement plans do not allow you to avoid paying taxes they only postpone them. When tax rates inevitably go up, you’ll need to be prepared for an even higher tax bill. Don’t be fooled by the new Required Minimum Distribution age!
  5. Outliving your savings. The typical 65-year-old will outlive their savings by 10 years, according to a study by the World Economic Forum. If you’re “lucky” and live longer, you could outlive your money by 25 or more years (this study was done before we encountered 41 year high inflation and $7 trillion in government spending)!

Learn More About Where Your Retirement Can Be In 2023

Let me teach you how to get the IRS out of your retirement income, how to get Uncle Sam out of your family’s inheritance and how to avoid the impact of inflation. On Tuesday, I’ll be teaching one strategy that involves the biggest growth sector for the last two years. This sector is expected to grow even more over the next two years.

This strategy has been averaging yields between 14% and 21%. It also includes a 75% to 80% tax deduction (for those who qualify). Many of our clients are using this deduction strategy to reduce the taxes that are due when they convert their traditional IRAs to Roth IRAs.

You’ve worked hard for your money, let’s get to work protecting it! Register now for Tuesday’s Wealth Protection Webinar and learn where your retirement can safely be, without taxation, in 2023.

To register for Tuesday’s no-cost, no-obligation event, simply follow these four simple steps:

  1. Go to www.RetirementProtected.com (or scroll down to the form below).
  2. Select the webinar date/time you prefer.
  3. Enter your information thoroughly – make sure to double check your email address.
  4. Click “Reserve My Spot!” to submit, that’s it!

Once you’ve registered, you’ll receive an email containing a personal access link to join Tuesday’s event. Don’t forget to add it to your calendar!

Strong savers in 401(k)s and IRAs and high income earner are the people who will benefit the most from our proven solutions. Proven solutions with a track record of measurable results. Imagine less stress, less worry. Peace of mind retirement protection.

Register for your preferred webinar time now because these events have proven to fill up fast.

Those who attend this event will receive a complimentary copy of my latest eBook:

The Baby Boomer Retirement Breakthrough-The Unfair Advantage to a Safe and Secure Retirement.

CHuck Oliver Retirement Breakthrough

Spouses and Significant Others are Encouraged to Attend This Event Together

Note: We serve Boomers and Retirees all over the Unites States. We have an efficient, supported process to meet online, as have been doing for over 20 years. Our online meetings are private, the access is restricted and we never share our meeting link with anyone who’s not a part of the meeting.

Chuck Oliver
Wealth Strategist | Best-Selling Author
We help Baby Boomers and Retirees thrive in retirement through a clear retirement road map that provides market correction and tax protection to optimize income and assets!
www.TheHiddenWealthSolution.com