In this week’s Hidden Wealth Review, I want to wish you a Happy New Year! I also want to “ring in” retirement reality.

In an article posted on Motley Fool, the Economic Policy Institute shared that the average account value of retirement savings accounts for people between the ages of 56 to 61 is $163,000. Using the old “Four Percent” rule (never remove more than 4% of your total balance), this savings only produces about $525 a month in income. This meager amount of money, even when you combine it with Social Security, has forced many retirees to “get another gig.” In other words, they are forced to continue working part-time jobs just to maintain a standard of living.

The first of the year is a great time to think about our thinking. It’s time for those infamous New Year’s Resolutions. But, when you think about it, we all need a New Year’s Retirement Resolution. This is due to the uncertainty of the facts. 

The first fact is the uncertainty of the market. It’s over-priced, over-bought and many people are concerned that the market could correct or crash. I’ve spoken with many clients over the past few months who are concerned that they are over-exposed and they need to do something about that exposure.

The second fact is that we have the new tax reform bill that increases our national deficit. Someone is going to have to pay that tax bill. Unfortunately, those who have worked hard and saved are going to be the ones to pay. When you go to take money out of your IRA or 401(k) the government is going to turn up the tax dial in order to collect the money they need.

Let me teach you how you can safeguard your serious retirement savings. Make a New Year’s Resolution to get your retirement on the right track. Protect your savings using our unique strategies that out-perform the market. This proven method with a track record of measurable results only participates in the market when it goes up, never when it goes down. Best of all, it can all be designed so that it’s tax-free!

This coming Tuesday, I’ll be teaching my Wealth Protection Webinar. This no-cost, no-obligation educational event teaches you why this is a great time to use your holiday downtime to think about your thinking in regards to your own proven tax-reformed retirement.

To register, go to, enter the required information and submit your registration. Once you’ve registered, you’ll receive an email containing a personal link to join Tuesday’s event. These events fill quickly so hurry and register.

-Spouses are encouraged to attend this event together-

When you register and attend the webinar, you’ll receive an e-copy of my latest book, The Baby Boomer Retirement Breakthrough. This book teaches you the top five retirement risks and the unique solutions you can use to avoid them.
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(855) No Tax 2 U
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Here’s to your Hidden Wealth,
Chuck Oliver 
Best-Selling Author