In this week’s Hidden Wealth Review, I teach about the harsh reality of real retirement returns. Real returns are a key determining factor impacting the security, safety and stability of our retirement futures. The risk, we believe, has never been greater.

The S&P 500 is having its best start to the year in 32 years and it’s up 18% in just the last four months. But, market watchers are warning to proceed with caution. Learn why now is the time to avoid regrets. Learn how to lock in your gains and position your savings to produce 2 to 4 times more retirement income!

Barron’s is saying that investors should move to safer assets before “rain spoils the picnic.” Meanwhile, Citi warns that there’s a major mismatch between the economic outlook and the market’s current levels.

Baby Boomers are the first generation in history where many people will spend more years in retirement than they spent in the workforce. Yet, in the last 20 years, most Boomers have had to suffer market losses of 50%. Many Boomers have lost 50% twice in the last 20 years!

Our clients have successfully avoided these losses and I can teach you to avoid them as well. There’s a lot of artificiality going on these days. Artificial is okay when it comes to sweeteners, but it’s not okay when it comes to people’s retirement. Most people would agree that there’s no advantage in getting artificial or fabricated financial figures that don’t even come close to reflecting reality, especially when it comes to advertised returns.

A recent study by DALBAR showed that the average annual investor return in equity mutual funds over the last 20 years was only 3.88%. Inflation over the last 20 years averaged 2.17% annually. Here’s the math:

3.88% average annual return
-2.17% average annual inflation
1.17% real average annual return

Keep in mind that this 1.17% real average annual return is before fees and taxes. If you factor in those two elements, the final number for the real return is about 1%. This type of return is just not going to get the job done!

I want to teach you how to avoid the ongoing economic uncertainty. Learn how to avoid losing your savings to the next market downturn or low average long-term returns. Learn how you can have upside market gains without downside market losses. You can engineer a proven vehicle with a track record of measurable results of out-performing the market.

The market is currently riding high, but that will eventually come to an end. I want to teach you how to lock in your gains and never risk giving them back to the market. This will help you to avoid the biggest risk to retirement, losses that cause long-term low market average returns.

This coming Tuesday, I’ll be teaching my Wealth Protection Webinar. This no cost, no obligation educational event will teach you a strategy to legally avoid unnecessary taxes on your retirement savings and income while giving you a better-than-real average return.

To register, go to, enter the required information and submit your registration. Once you’ve registered, you’ll receive an email containing a personal link to join Tuesday’s event.

I encourage you to register for your preferred webinar time now because these events fill up fast. For those who attend this event, I will gift you an e-copy of my latest book, The Baby Boomer Retirement Breakthrough-The Unfair Advantage to a Safe and Secure Retirement.

NOTE: This is a log-on and learn webinar, not a live workshop. You will need a laptop or PC to join. It is strongly suggested that you NOT use an iPad or a handheld device for this event. Our proven retirement and financial solutions are best for people positioning themselves for retirement, those who want to navigate better to or through their retirement, those who have saved $200,000 or more for retirement and people who want to determine if they are maximizing and optimizing their retirement planning. Our solutions are also suitable for Baby Boomers who want to protect their savings from market losses, pay the least amount of taxes on income, reduce or eliminate tax on their Social Security and create a sustainable, increasing, lifetime income for both spouses.

-Spouses are encouraged to attend this event together-
Or Call
(855) No Tax 2 U
(855) 668-2928

Here’s to your Hidden Wealth,
Chuck Oliver
Best-Selling Author